Investment or payment of the profit-sharing bonuses
The 2025 employee savings campaign for the choice of investment or payment of profit-sharing and participation bonuses takes place from May 20 to June 3, 2025 inclusive.
The choice will be made on the AMUNDI website using your personal identifiers.
By default and without choice on the site, the profit-sharing will be paid 100% on the PEG (Group Savings Plan) and the participation will be paid 50% on the PERCOL (Collective Retirement Savings Plan) and 50% on the PEG.
The total of these two bonuses is capped at €7,165 gross, or €6,470 net for full-time employees (more details on the cap).
As a reminder, these bonuses are prorated based on the number of actual or equivalent working days.
The main advantage of investing these bonuses is to avoid income tax (except CSG and CRDS social charges of 9.7%) in return for a blocking period of 5 years on the PEG and until retirement on the PERCOL.
In addition, during the negotiations of the new AIrbus social status, FO obtained the doubling of the contribution for voluntary payments on the PERCOL, going from 40% to 80%, with a ceiling unchanged at €600 gross.
Thus, the payment of €750 gross (i.e. €677.25 net after deduction of 9.7% CSG/CRDS) makes it possible to obtain the ceiling of €600 gross contribution (i.e. €541.8 net after deduction of 9.7% of CSG/CRDS).
It is not possible to transfer those bonuses on the TSA short term.
Transfer of days from TSA Short Term (ST) or Long Term (LT) to PERCOL
Until June 10, you can place up to 10 days max of TSA ST or LT to PERCOL.
The main interest is to exempt from income tax the sums resulting from the monetization of these days, in return for the duration of blocking of funds until retirement (remaining 9.7% of CSG/CRDS and reduced social tax) and to benefit from an additional contribution of 40%.
This contribution is added to that of €600 gross on voluntary investments in the PERCOL
The maximum contribution to employee savings is €7,536 gross for 2025 (16% of the annual social security ceiling).
This placement is carried out on the Hub on myHR, Services tab, Administrative Services/Services Request/Transfer of TSA days to PERCOL.
We recommend making this investment during the voluntary end-of-year investment campaign (end of November) after the application of the 2025 salary campaign.
Monetary investment in TSA short term
Until June 10, 2025, you have the possibility of making a voluntary investment of €60 to €2000, by deduction from June salary, in order to generate days on the TSA ST.
It is also possible to make a monetary investment in TSA of €60 to €2000, by deduction from November salary until November 14, 2025.
If you only make one payment per year, we recommend making this payment before the 2025 salary campaign is applied, on the June salary deduction.
During the negotiations of the new AIrbus social status, FO obtained the possibility of making 2 monetary investments in TSA of up to €2,000 gross each, in order to compensate for the impossibility of using the seniority bonus, now monthly paid since January 1, 2024.
These voluntary investments are made on the Hub, on myHR, Services tab/Administrative Services/Services Request/Monetary investment in TSA.
As a reminder, the maximum number of days on the TSA ST is capped at 30 days.
For more information on employee savings plan and TSA, please refer to the FO electronic booklet on the new Airbus social status.
https://fo-airbus.fr/project/nouvel-accord-societe-airbus-group/
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